*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --navy: #0A1628;
    --navy-light: #132240;
    --navy-mid: #1A2D4A;
    --gold: #C9A84C;
    --gold-light: #D4B96A;
    --gold-pale: #F5ECC8;
    --cream: #FAFAF8;
    --white: #FFFFFF;
    --gray-50: #F8F9FA;
    --gray-100: #F1F3F5;
    --gray-200: #E9ECEF;
    --gray-300: #DEE2E6;
    --gray-400: #CED4DA;
    --gray-500: #ADB5BD;
    --gray-600: #868E96;
    --gray-700: #495057;
    --gray-800: #343A40;
    --gray-900: #212529;
    
    --font-display: 'Cormorant Garamond', Georgia, serif;
    --font-body: 'Manrope', -apple-system, BlinkMacSystemFont, sans-serif;
    
    --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
    --ease-in-out: cubic-bezier(0.65, 0, 0.35, 1);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: var(--font-body);
    font-weight: 300;
    color: var(--gray-800);
    background-color: var(--cream);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

/* Loader */
.loader {
    position: fixed;
    inset: 0;
    background: var(--navy);
    z-index: 10000;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: opacity 0.6s var(--ease-out), visibility 0.6s;
}

.loader.hidden {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
}

.loader-line {
    width: 60px;
    height: 2px;
    background: var(--navy-light);
    position: relative;
    overflow: hidden;
    border-radius: 1px;
}

.loader-line::after {
    content: '';
    position: absolute;
    left: -60px;
    top: 0;
    width: 60px;
    height: 2px;
    background: var(--gold);
    animation: loader-slide 1s var(--ease-in-out) infinite;
}

@keyframes loader-slide {
    0% { left: -60px; }
    100% { left: 60px; }
}

/* Container */
.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

@media (min-width: 768px) {
    .container {
        padding: 0 48px;
    }
}

@media (min-width: 1024px) {
    .container {
        padding: 0 64px;
    }
}

/* Typography */
.section-eyebrow {
    font-family: var(--font-body);
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 16px;
}

.section-title {
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 3.25rem);
    font-weight: 500;
    line-height: 1.15;
    color: var(--navy);
    margin-bottom: 24px;
    letter-spacing: -0.01em;
}

.section-lead {
    font-size: 1.125rem;
    line-height: 1.8;
    color: var(--gray-700);
    margin-bottom: 24px;
    max-width: 540px;
}

.body-text {
    font-size: 1rem;
    line-height: 1.8;
    color: var(--gray-600);
    margin-bottom: 16px;
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 32px;
    font-family: var(--font-body);
    font-size: 0.8125rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    text-decoration: none;
    border: 1.5px solid transparent;
    border-radius: 2px;
    cursor: pointer;
    transition: all 0.35s var(--ease-out);
    white-space: nowrap;
}

.btn-primary {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
}

.btn-primary:hover {
    background: var(--gold-light);
    border-color: var(--gold-light);
    transform: translateY(-1px);
    box-shadow: 0 8px 24px rgba(201, 168, 76, 0.25);
}

.btn-outline {
    background: transparent;
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.4);
}

.btn-outline:hover {
    border-color: var(--gold);
    color: var(--gold);
}

.btn-outline-light {
    background: transparent;
    color: var(--navy);
    border-color: var(--navy);
}

.btn-outline-light:hover {
    background: var(--navy);
    color: var(--white);
}

.btn-full {
    width: 100%;
}

/* Header */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(10, 22, 40, 0.92);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
    transition: all 0.4s var(--ease-out);
}

.site-header.scrolled {
    background: rgba(10, 22, 40, 0.97);
    box-shadow: 0 4px 32px rgba(0, 0, 0, 0.2);
}

.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
}

.logo-mark {
    font-family: var(--font-display);
    font-size: 1.375rem;
    font-weight: 600;
    color: var(--gold);
    letter-spacing: 0.04em;
    border: 1.5px solid var(--gold);
    padding: 4px 8px;
    border-radius: 2px;
}

.logo-text {
    font-family: var(--font-body);
    font-size: 0.8125rem;
    font-weight: 400;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--white);
}

.nav {
    display: none;
    align-items: center;
    gap: 36px;
}

.nav-link {
    font-size: 0.8125rem;
    font-weight: 400;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: color 0.3s;
    position: relative;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 1px;
    background: var(--gold);
    transition: width 0.3s var(--ease-out);
}

.nav-link:hover {
    color: var(--white);
}

.nav-link:hover::after {
    width: 100%;
}

.btn-nav {
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gold);
    text-decoration: none;
    border: 1px solid rgba(201, 168, 76, 0.4);
    padding: 10px 20px;
    border-radius: 2px;
    transition: all 0.3s var(--ease-out);
}

.btn-nav:hover {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
}

.mobile-toggle {
    display: flex;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.mobile-toggle span {
    width: 22px;
    height: 1.5px;
    background: var(--white);
    transition: all 0.3s var(--ease-out);
    transform-origin: center;
}

.mobile-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(4px, 5px);
}

.mobile-toggle.active span:nth-child(2) {
    opacity: 0;
}

.mobile-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(4px, -5px);
}

@media (min-width: 1024px) {
    .nav {
        display: flex;
    }
    .mobile-toggle {
        display: none;
    }
}

/* Mobile Nav */
.mobile-nav {
    position: fixed;
    inset: 0;
    top: 72px;
    background: var(--navy);
    z-index: 999;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 32px;
    opacity: 0;
    visibility: hidden;
    transition: all 0.4s var(--ease-out);
}

.mobile-nav.open {
    opacity: 1;
    visibility: visible;
}

.mobile-nav a {
    font-family: var(--font-display);
    font-size: 1.75rem;
    font-weight: 400;
    color: var(--white);
    text-decoration: none;
    transition: color 0.3s;
}

.mobile-nav a:hover {
    color: var(--gold);
}

/* Hero */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(10, 22, 40, 0.92) 0%,
        rgba(10, 22, 40, 0.82) 50%,
        rgba(10, 22, 40, 0.72) 100%
    );
}

.hero .container {
    position: relative;
    z-index: 1;
    padding-top: 72px;
    padding-bottom: 80px;
    width: 100%;
}

.hero-content {
    max-width: 720px;
}

.hero-eyebrow {
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 24px;
}

.hero-headline {
    font-family: var(--font-display);
    font-size: clamp(2.25rem, 5vw, 4rem);
    font-weight: 500;
    line-height: 1.1;
    color: var(--white);
    margin-bottom: 28px;
    letter-spacing: -0.01em;
}

.hero-sub {
    font-size: 1.0625rem;
    line-height: 1.8;
    color: rgba(255, 255, 255, 0.72);
    margin-bottom: 40px;
    max-width: 560px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
}

.hero-divider {
    position: absolute;
    right: 64px;
    top: 50%;
    transform: translateY(-50%);
    width: 1px;
    height: 320px;
    background: linear-gradient(to bottom, transparent, rgba(201, 168, 76, 0.3), transparent);
    display: none;
}

@media (min-width: 1200px) {
    .hero .container {
        display: grid;
        grid-template-columns: 1fr auto;
        align-items: center;
    }
    .hero-divider {
        display: block;
    }
}

/* Trust Bar */
.trust-bar {
    background: var(--navy);
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
    padding: 32px 0;
}

.trust-bar .container {
    display: flex;
    align-items: center;
    gap: 0;
    flex-wrap: wrap;
}

.trust-item {
    flex: 1;
    min-width: 160px;
}

.trust-label {
    font-size: 0.75rem;
    font-weight: 400;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.55);
}

.trust-divider {
    width: 1px;
    height: 24px;
    background: rgba(255, 255, 255, 0.1);
    flex-shrink: 0;
}

/* Intro */
.intro {
    padding: 120px 0;
    background: var(--cream);
}

.intro-grid {
    display: grid;
    gap: 64px;
    align-items: center;
}

.intro-image-wrapper {
    position: relative;
}

.intro-image-wrapper img {
    width: 100%;
    height: 500px;
    object-fit: cover;
    border-radius: 2px;
}

.intro-image-wrapper::before {
    content: '';
    position: absolute;
    top: -16px;
    left: -16px;
    width: 100%;
    height: 100%;
    border: 1px solid var(--gold);
    border-radius: 2px;
    z-index: -1;
    opacity: 0.4;
}

.intro-content {
    max-width: 480px;
}

@media (min-width: 900px) {
    .intro-grid {
        grid-template-columns: 1fr 1.1fr;
        gap: 80px;
    }
}

/* Services */
.services {
    padding: 120px 0;
    background: var(--white);
}

.services .section-eyebrow,
.services .section-title {
    text-align: center;
}

.services .section-title {
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 64px;
}

.services-grid {
    display: grid;
    gap: 1px;
    background: var(--gray-200);
    border: 1px solid var(--gray-200);
    border-radius: 2px;
    overflow: hidden;
}

.service-card {
    background: var(--white);
    padding: 40px 36px;
    transition: all 0.4s var(--ease-out);
    position: relative;
}

.service-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 3px;
    height: 0;
    background: var(--gold);
    transition: height 0.4s var(--ease-out);
}

.service-card:hover::before {
    height: 100%;
}

.service-card:hover {
    background: var(--gray-50);
}

.service-icon {
    width: 48px;
    height: 48px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    color: var(--gold);
}

.service-icon svg {
    stroke: var(--gold);
}

.service-title {
    font-family: var(--font-display);
    font-size: 1.375rem;
    font-weight: 500;
    color: var(--navy);
    margin-bottom: 12px;
    line-height: 1.3;
}

.service-desc {
    font-size: 0.9375rem;
    line-height: 1.75;
    color: var(--gray-600);
}

@media (min-width: 768px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (min-width: 1024px) {
    .services-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* Approach */
.approach {
    padding: 120px 0;
    background: var(--navy);
    position: relative;
    overflow: hidden;
}

.approach::before {
    content: '';
    position: absolute;
    top: -200px;
    right: -200px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    border: 1px solid rgba(201, 168, 76, 0.06);
}

.approach-grid {
    display: grid;
    gap: 64px;
    align-items: center;
}

.approach-content {
    max-width: 520px;
}

.approach-content .section-title {
    color: var(--white);
}

.approach-content .section-lead {
    color: rgba(255, 255, 255, 0.6);
}

.approach-list {
    list-style: none;
    margin-top: 48px;
    display: flex;
    flex-direction: column;
    gap: 40px;
}

.approach-item {
    display: grid;
    grid-template-columns: 48px 1fr;
    gap: 20px;
    align-items: start;
}

.approach-number {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 500;
    color: var(--gold);
    line-height: 1;
    padding-top: 4px;
}

.approach-item-title {
    font-family: var(--font-display);
    font-size: 1.25rem;
    font-weight: 500;
    color: var(--white);
    margin-bottom: 6px;
}

.approach-item-desc {
    font-size: 0.9375rem;
    line-height: 1.7;
    color: rgba(255, 255, 255, 0.5);
}

.approach-image {
    border-radius: 2px;
    overflow: hidden;
}

.approach-image img {
    width: 100%;
    height: 600px;
    object-fit: cover;
    display: block;
}

@media (min-width: 900px) {
    .approach-grid {
        grid-template-columns: 1.1fr 1fr;
        gap: 80px;
    }
}

/* Insurance */
.insurance {
    padding: 120px 0;
    background: var(--gray-100);
    text-align: center;
}

.insurance-content {
    max-width: 640px;
    margin: 0 auto;
}

.insurance .section-title {
    margin-bottom: 20px;
}

.insurance .section-lead {
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 16px;
}

.insurance .body-text {
    margin-bottom: 40px;
}

.insurance-cta {
    margin-top: 32px;
}

/* Contact */
.contact {
    padding: 120px 0;
    background: var(--white);
}

.contact-grid {
    display: grid;
    gap: 80px;
}

.contact-info {
    max-width: 400px;
}

.contact-info .section-title {
    margin-bottom: 48px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 32px;
}

.contact-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.contact-item svg {
    color: var(--gold);
    flex-shrink: 0;
    margin-top: 2px;
}

.contact-label {
    display: block;
    font-size: 0.6875rem;
    font-weight: 500;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gray-500);
    margin-bottom: 4px;
}

.contact-item span:not(.contact-label) {
    font-size: 1rem;
    color: var(--gray-800);
    line-height: 1.6;
}

.contact-item a {
    color: var(--gray-800);
    text-decoration: none;
    transition: color 0.3s;
}

.contact-item a:hover {
    color: var(--gold);
}

.contact-form-wrapper {
    max-width: 520px;
}

.form-title {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 500;
    color: var(--navy);
    margin-bottom: 32px;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.form-group label {
    font-size: 0.75rem;
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gray-600);
}

.form-group input,
.form-group select,
.form-group textarea {
    font-family: var(--font-body);
    font-size: 0.9375rem;
    font-weight: 300;
    color: var(--gray-800);
    background: var(--gray-50);
    border: 1px solid var(--gray-300);
    border-radius: 2px;
    padding: 12px 16px;
    outline: none;
    transition: border-color 0.3s, background 0.3s;
    -webkit-appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--gold);
    background: var(--white);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--gray-400);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-success {
    display: none;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 16px;
    padding: 48px 24px;
}

.form-success.show {
    display: flex;
}

.form-success h4 {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 500;
    color: var(--navy);
}

.form-success p {
    font-size: 0.9375rem;
    color: var(--gray-600);
    line-height: 1.7;
    max-width: 320px;
}

@media (min-width: 900px) {
    .contact-grid {
        grid-template-columns: 1fr 1.2fr;
        align-items: start;
    }
}

/* Footer */
.site-footer {
    background: var(--navy);
    padding: 64px 0 40px;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
}

.footer-top {
    margin-bottom: 48px;
}

.footer-top .logo {
    margin-bottom: 16px;
}

.footer-tagline {
    font-size: 0.9375rem;
    color: rgba(255, 255, 255, 0.45);
    max-width: 360px;
    line-height: 1.7;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 32px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.footer-bottom p {
    font-size: 0.8125rem;
    color: rgba(255, 255, 255, 0.35);
}

.footer-bottom a {
    color: rgba(255, 255, 255, 0.45);
    text-decoration: none;
    transition: color 0.3s;
}

.footer-bottom a:hover {
    color: var(--gold);
}

@media (min-width: 640px) {
    .footer-bottom {
        flex-direction: row;
        justify-content: space-between;
        align-items: center;
    }
}

/* Scroll Reveal */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.8s var(--ease-out), transform 0.8s var(--ease-out);
}

.reveal.revealed {
    opacity: 1;
    transform: translateY(0);
}

@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
    }
    .reveal.revealed {
        opacity: 1;
        transform: translateY(0);
    }
}

@media (prefers-reduced-motion: reduce) {
    .reveal {
        opacity: 1;
        transform: none;
    }
}
</style>